Straight Answers.
No Runaround.

Funding decisions can happen in as little as 24 hours after we receive your complete application and statements. In some cases, same-day funding is possible depending on the type of funding and how quickly we can verify your documents. We'll give you a realistic timeline upfront — we don't make promises we can't keep.

Not necessarily. We look at the overall health of your business — revenue, cash flow, time in business — not just your credit score. Business owners with less-than-perfect credit are considered. We evaluate each application holistically because a credit score alone doesn't tell the full story of a business.

We offer a range of business funding solutions, including Merchant Cash Advances (MCAs), low-factor short-term funding, and credit lines. The right option depends on your business type, revenue, and how you plan to use the funds. We'll help you choose what truly fits your situation — not steer you toward the most expensive option.

We explain every cost in plain English before you sign anything. You'll know the total amount you'll repay, the factor rate or interest rate, any origination fees, and exactly how payments are structured. We also offer a free guide that explains how to read and compare funding offers so you can evaluate any offer — from us or anyone else.

Yes — you can pay off your funding early. We typically offer discounted payoffs at 30, 45, 60, and 90-day intervals, allowing you to reduce your overall cost the sooner you pay it down.

Typically: 3–6 months of business bank statements and a basic application with your business details. Some products may require additional documents depending on the funding amount. We'll tell you exactly what's needed up front — no back-and-forth document requests after you've already invested time.

It makes qualifying harder, but it doesn't automatically disqualify you. We'll review your current business situation honestly and tell you whether funding is a realistic option. If it's not the right time, we'd rather tell you that than push you into a deal that doesn't work for your business.

No — we do not perform a hard credit pull. Your credit score will not be affected.